Privacy Policy

1. Introduction

SpeakExpense ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

2. Information We Collect

We collect information that you provide directly to us, including:

• Expense data you enter through voice or manual input
• Account information (if you choose to create an account)
• Device information and usage data
• iCloud data for syncing purposes (when enabled)

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process and categorize your expense entries
• Generate reports and export data (e.g., CSV files)
• Sync your data across devices using iCloud
• Respond to your inquiries and provide customer support

4. Data Storage and Security

Your expense data is stored securely in your private iCloud account. We do not have access to your iCloud data. All data is encrypted in transit and at rest. We implement appropriate technical and organizational measures to protect your personal information.

5. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect our rights and safety
• With service providers who assist in operating our app (under strict confidentiality agreements)

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your data
• Export your data (CSV format)
• Opt-out of certain data processing activities

7. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: privacy@speakexpense.com